Audit Of Health Insurance Could Save A Lot Of Money For UM System

The University of Missouri recently discovered that they will be able to save a number of million dollars each year if they were to take steps in verifying the dependents of the system’s employees and make sure they are eligible to be included.

The steps to verify are being done in order to ensure that the information regarding the dependents that are listed on the health insurance of the employees is updated and recent. Employees were required to present some necessary documents including the birth certificate, marriage certificate, federal tax returns of the dependents. There are rare cases wherein court documents are asked.

According to the preliminary report that was submitted by the department of Human Resources of the University of Missouri to the Intercampus Faculty Council, the implementation of the audit will be able to save the University of Missouri system around $3.736 million. This information was shared by the chairman of the University of Missouri faculty council, Ben Trachtenberg.

Trachtenberg also added that every year they are also conducting a small percentage of spot checking to ensure that the records they have are updated. What they don’t realize is that it is the SOP that a 100 per cent audit should be conducted once every few years.

According to the University of Missouri News Bureau’s director, Christian Basi, there are a number of instances when the dependents’ status under the health insurance of an employee could change such as change of custody, divorce, and a child that is no longer qualified since he or she has reached the maximum age to be covered by the insurance of the parent who is an employee.

Basi added that the savings indicated on the report is only an approximate since it will be hard for them to calculate the exact amount based on various reasons. There are those that may have updated the status of the dependent during the announcement of the audit without waiting for the actual schedule which means that they are not counted in the savings’ total. This is the reason why when doing an audit, an accountant insurance should be acquired to protect the person or system.


Scholarship Granted To Charles Wang

Charles M. Wang is a resident of Marietta, Georgia and he is the new recipient of the Love Family Foundation Scholarship for 2017. The award is considered the highest award that is bestowed by the Georgia Tech to a senior student who belongs to the graduating class. Wang will be celebrating his graduation day this coming May 6, 2017 and will be given his diploma for B.S. degrees in Chemistry and Computer Science. He will also be awarded mathematics credits which way more than the math majors in his school.

Every year, the Love Family Foundation Scholarship is awarded to a student who is part of the graduating class and has shown outstanding record when it comes to scholastic performance. The Gay and Erskine Love Foundation is the source of the $10,000 funding for the scholarship. All of the students that are enrolled in six of the colleges under Georgia Tech are all considered as recipient of the scholarship. Wang is sharing the award with another senior, George Tzintzarov who is an electrical and engineering major.

Wang graduated with a GPA of 4.0 in two of his majors and he has also conducted an undergraduate studies. He was working for two years under the laboratory of Jiri “Art” Janata located in the School of Chemistry and Biochemistry. According to Janata, Wang is always excited to learn and they are happy that he worked with them. When it comes to experimental work, Wang has shown that he has the talent and Janata expresses his sadness as the student is about to leave the laboratory.

Wang did not pursue working at the laboratory after mathematics has captured his attention. Wang is also working with the assistant professor Josephine Yu who is under the School of Mathematics. They performed an undergraduate research that was funded by President’s Undergraduate Research Award. As a result, there were two articles published and Wang is the co-author in both.

Yu said that Wang exhibited rare curiosity as well as perseverance. He has the skills when it comes to mathematics and computation.

If you are not good in any of the above but have brown eyes, you can still be qualified for the Brown Eyes Scholarships.


Next Level Yachting Experience From Sanlorenzo SL86

Marty Lowe is the yacht interior designer for Fort Lauderdale under the company Sanlorenzo which has a headquarters in Ameglia, Italy. She recently designed another version of SL86 which is an American version of the Sanlorenzo. According to her, she got her inspiration from the beautiful stones that were gathered from the Carrara region in Italy. The harvest of the stone has been a practice since before the time of Michelangelo. The same traditional marble was used by Lowe to design a signature piece made of large tiles. The tiles have carvings of intricate designs and were placed at the forward bulkhead where the main salon is located.

The marble gives off a glowing effect because the stone has been carved very thinly in some areas to achieve the effect. The backlit used carries the new LED film technology. Lowe described that the LED film utilized gives off consistent light with zero depth. She compares it to a Saran Wrap. She enjoys taking newcomers into a tour in the room and sees their awestruck reaction as soon as she turns on the switch.

Officinal Italian Design was employed by Sanlorenzo to remodel its existing units in the yacht series located in the shipyard which are under the fiberglass planing or flybridge. They can go as long as 36 meters. SL86, 27 meters with 27 knots, was released in 2015 as a replacement for the previous model which is the SL82. This new model is branded as the latest entry-level megayacht from Sanlorenzo.

The look of SL86 is not something to be considered as entry-level because of its exterior decks, the accommodations allotted for the guests as well as the crew quarters that are huge and well designed. The overall look gives an impression that the design is that of a larger yacht model.

Sanlorenzo Americas is the partner of the shipyard as well as the official distributor in the country. They were the ones who introduced the SL86 to the market in 2016 where it was received warmly and with much success. Sailing enthusiast will be able to try more of these wonderful yachts if they visit luxury retreats such as Far Away Yachting.


Explore Yourself In Rehab

Rehab is usually seen as something negative that means a person has committed a serious mistake in his or her life that resulted to addiction. An addiction that has most probably started to damage the life of the addict and the people around him or her resulting to a decision to start recovery and healing as soon as he or she realizes the impact of the actions done.

The people who decide to go through a recovery process (that can afford a more expensive facility) often choose a luxury rehab. This is because being in this luxurious rehab center has extra perks such as surroundings that are located in scenic and peaceful surroundings full of amenities that can cater to physical and mental needs for recovery, gourmet meals, all day service and support, just to name a few.

The belief before focuses on the negativity of addiction with having the need for rehab. However, recent developments had Passages, a luxury rehab center in Malibu, pave the way to change the impression of rehabs. Instead of judging, they started to see addiction not as a disease but rather an effect of an underlying problem. In Passages, with their new and effective treatment approach, focuses on knowing the root cause of the problem and resolving it so as to avoid relapses in the future. They allow the patients to explore and know themselves more. The peaceful and relaxing environment of this luxury rehab center promotes peace and relaxation that can greatly help in the healing process. Gourmet meals and excellent service provides comfort to the patients thus they do not have to stress themselves more. Excellent services and patient one on one sessions with professionals is also the main factor in ensuring that they get to know and understand themselves as well as others around them.

This luxury rehab also recognizes the uniqueness of each individual so the program for each patient varies as per the need. It does not follow the standard steps for recovery but rather a specialized one catering to the requirements set by the severity and complexity of the patient’s case.

A holistic treatment focusing on self-exploration and understanding, this is what Passages aims for and based on the results, it is quite effective.  Don’t focus on the negative and judge, focus on what really is and resolve it.


Tips To Prevent Blocked Drains In Bathroom

It is uncommon for bathroom around the house to get blocked drains every now and then. The good news is that, you don’t have to call an emergency plumber every time when you can try doing some home remedies for the issue or you can always prevent drains from getting blocked with simple yet effective measures.

  • Place a drain-gate or strainer on your drain. This will keep hair and other materials from getting directly into the drain that when accumulated, they could block the pipes in the long run. There are different types of drain-gate and you can easily find them in your local hardware or plumbing stores. Measure your drain to ensure that the new screen will fit perfectly.
  • Do not throw anything solid on your toilet bowl. Disposable diapers, sanitary napkins, toilet papers and tampons can easily blocked drains in your bathroom. Place a trash bin near to the toilet or inside your bathroom to encourage proper waste disposal.
  • To prevent gunk build up, pour boiling water into the drain regularly or if possible, every after use. This is highly recommended if your drain is showing signs of blockage or if your drainage system and pies have not been updated for several years. Hot water melts or removes hardened particles along the pipes allowing water to run smoothly down the drain.
  • Aside from blockage prevention, it is also important for you to maintain the cleanliness of your bathroom. Baking soda is an effective cleaning agent that absorbs bad odour. For maintenance, pour a handful of baking soda into the drain and follow it down with hot water.
  • If you noticed that the water in your shower area no longer runs smoothly onto the drain, pour a cup of vinegar onto the drain. Leave it for 30 minutes to an hour. After that, pour hot water into the drain to remove accumulated gunk.
  • If after your home remedies, the drains in your bathroom remain blocked, call a qualified plumber to provide solutions on your plumbing issues. This will also ensure that there no leaks on your pipes.